Pay medical expenses, tax-free. Whether you’re saving or spending, our MSA is sure to keep your healthcare costs low.

Rates Calculator

Key Features

  • Competitive Dividends
  • Tax Advantages1
  • No Setup or Maintenance Fees
  • Greater personal control over healthcare management and expenses
  • Prepare for qualified medical expenses
  • Earn dividends above standard savings on entire balance
  • Maintain $50 minimum average balance to obtain the disclosed APY1
  • Available to every Idahoan
  • Individuals may contribute up to $10,000 each calendar year
  • Married couples filing jointly can contribute up to $20,000
  • Withdraw for any expense without penalty after age of 59.5
  • Tax deductions when you contribute to your account
    • Can only be taken on Idaho income tax returns
  • No monthly service fee
  • $5 minimum deposit to open

1APY is the Annual Percentage Yield. All savings rates subject to change.