Personal Term Loans

The success of our members is our mission. Fund your plans or needs with financing that puts you first.

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Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
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  • Fund almost any dream, goal, or plan affordably
  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Personal projects or startups
    • And more
  • Repayment terms customized to fit your unique needs
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Secured loans let you use your savings as collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral backing, but the interest rate may not be as favorable.

Secured Loans

  • Use your savings as collateral
  • Secured savings continue to earn dividends
  • Potentially lower interest rates
  • Safe way to build your credit
  • Finance a wide range of purchases
  • Repayment terms customized to fit your unique needs

Unsecured Loans

  • No collateral necessary; requires little more than a signature
  • Simple solution when you need cash fast
  • Competitive interest rates
  • Finance a wide range of purchases
  • Repayment terms customized to fit your unique needs
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Applications are subject to credit approval.

APR = Annual Percentage Rate.

OAC = On Approved Credit.

Your rate and credit limit will be determined by individual creditworthiness including income, debt ratio, employment and credit history. Must be 18 years of age to qualify. Verification of income may be required.

 

Tax Time Loan Special

*APR=Annual Percentage Rate *OAC=On Approved Credit. 1.00% APR rate discount is taken off qualifying rate. Qualifying rate is based on personal credit score and is subject to change without notice. Offer good on personal loans. Terms restricted to a maximum of 24 months. Other loan amounts and terms available however, rate reduction offer will not apply. This offer is good from March 1, 2023 through April 14, 2023. Dates subject to change at any time. Loans must be funded by April 21, 2023 to qualify for discounted rate. Membership fee and restrictions may apply. Federally Insured by NCUA.