Youth Savings Accounts

Good financial habits are learned early — teach your child the importance of saving with our youth accounts.

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Key Features

  • Competitive Dividends
  • Special Events
  • Saving Rewards
  • Free Digital Banking
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  • Available to young savers up to 12 years old
  • Upon reaching age 13, account converts to Regular Share savings
  • Competitive dividends on entire balance, paid quarterly
  • No monthly service fee
  • No minimum balance requirements
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free eStatements
  • $5 minimum deposit to open
  • Youth Club Account for members ages 17 and under
  • Set aside little by little, year-round
  • Competitive dividends on entire balance
  • $5 minimum deposit to open & $5 minimum balance required
  • No monthly service fee
  • Make deposits at any time, in any amount you feel comfortable with
  • Maximum yearly contribution is $7,500
  • Funds paid into a Clarity Youth Share Account on April 1 each calendar year1
  • Early withdrawal will result in a penalty2
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free eStatements
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1Dividends will be posted on the first business day of April each year with an effective date of April 1. When the member turns 18, the Youth Club Account will be closed at the nearest maturity date following their birthday. 

2If any withdrawal is made from this account before April 1, then this account will be closed and the penalty will equal unpaid dividends earned on the club account. If a club account is closed, another club account can not be opened until the next maturity cycle. 

*APY = Annual Percentage Yield. All savings rates subject to change.