We Offer You Flexible Application Options — Which Means Clear Choices for Everyone!

Limited lending choices for non-citizens makes managing finances difficult. Part of Clarity’s mission to be inclusive means making our services available to everyone, which is why Clarity offers ITIN (Individual Tax Identification Number) membership and loans for individuals who don’t have a government-issued identification number. Members that don’t have a social security number, can still obtain membership and apply for a loan with Clarity using an ITIN number! Applying for accounts or loans as well as getting assistance on building credit is available for everyone, simply visit any Clarity branch today!

Our commitment to serving Hispanic members of our community runs deep. We provide Spanish speaking staff at most branch locations and in our call center. A Spanish translation of our website and our printed materials are also available. And finally, we have a commitment to connecting with Hispanic members through community organizations and events that provide outreach to these members.

If you're applying for an ITIN number and still have questions, check out the resources below:

Need help with your ITIN application? If you are in the United States, you can call the IRS toll-free number at 1-800-829-1040. For those outside of the United States, call 267-941-1000 (not a toll-free number).

If you’re still having issues, another option is to seek help from an acceptance agent. Acceptance agents specialize in helping people obtain an ITIN and are fully authorized by the IRS to do so. While some agents charge a fee for their services, it depends on the individual/organization. They can take a look at your documentation and help you get a strong application sent over to the IRS.

To see a list of acceptance agent services by state, click here